Personal & Commercial Insurance Options in Westland, MI

Personal Insurance | Business Insurance

The team at Kurth Agencies, Inc is committed to helping you or your business find customized insurance options in Westland, MI and beyond. Our insurance agency provides personal and business insurance solutions to customers across the Greater Detroit metropolitan area. We will work with you to find an insurance plan that meets your needs and protects what matters. As an independent insurance agency, we work with a number of insurance companies which ensures every client receives the comprehensive insurance coverage they deserve.

Whether you need to protect your business, car, home, or boat, we will provide you with great service and the policies you need. We have the skills and experience to help you find the appropriate insurance coverage.

We are proud to offer the following insurance coverage options:

Personal Insurance

Home Insurance

Your house is one of your most valuable assets, so you deserve the proper insurance coverage to protect your belongings. We will take the time to help you design a personalized homeowners insurance policy. By getting to know your individual needs, we can craft a policy that protects you in a variety of situations including: damage or destruction to personal possessions, liability situations, structural damage, and providing living expenses if your home is destroyed.

Auto Insurance

Insuring your car doesn't just keep your vehicle protected, it ensures your independence. We work with a number of car insurance providers, which gives you a number of affordable, flexible coverage options. We have the car insurance plan to fit every client's needs. In addition, auto insurance can cover: vandalism, damages done to a rental vehicle, accidents with wildlife, lost wages, windshield repair, theft, and extra medical expenses. We can also work with you to determine if you are eligible for any cost-saving discounts or credits.

Boat Insurance

We want to make sure you have peace of mind while out on the water. When the days are warm and the days are clear, you should enjoy your boat without worry of having below par boat insurance. We can take a look at your existing marine insurance policy, or help you design a new one. Whether you are a veteran sailor or fresh on the water, we will help you design a policy tailored to your needs. No matter if you own a racing boat, fishing boat, or pontoon, we will help you find the policy that protects your watercraft and lets you enjoy your time out on the water without worry.

Life Insurance

It's hard to think about, but what would happen to your loved ones if you were suddenly gone? Would they be saddled with debt, or would your assets be clear? Would your children have money for higher education expenses? Would your spouse be able to fulfill the plans you made with each other? Life insurance is more affordable today because people are living longer. There are many options available to you and your loved ones, and we will help you choose a policy that best fits your current needs and situation.

Term Life – Term life insurance is an affordable way to provide protection to your loved ones for a specified amount of time, such as 10, 20, or 30 years of coverage and guaranteed benefit. Our team will help you find the right coverage for you and your family. This type is often chosen when clients need specific coverage for a period of their lives to protect debt, loved ones, and children.

Whole Life – This type of insurance can be a foundation for a family's financial protection. Our agency offers a range of whole life policies that can help you and your family be better prepared for the unexpected, and build a cash value that you can use during your lifetime. A whole life policy can provide you with equity for loans and can have fixed payments that do not increase over time.

Disability Insurance

If you are unable to work due to an injury or illness, disability insurance can help you maintain your life and meet expenses. Disability insurance is often referred to as income protection, as it can help beneficiaries pay bills like car payments, tuition, or mortgage. This type of insurance provides you with some financial security until you are back on your feet and can return to work.

Umbrella Liability Insurance

Umbrella insurance provides you with an additional layer of security. Protection provided under an umbrella policy extends your coverage beyond the liability limits of a standard insurance policy, such as home insurance, car insurance and so on. Our team will help you find the appropriate umbrella policy and will give you an understanding of the protection your umbrella policy will provide.

These include:

  • False Arrest
  • Libel
  • Slander
  • Invasion of Privacy

Annuities Insurance

This type of policy allows you to save money for retirement. It can be paid in either a lump sum or a number of payments. After a period of time, these contributions earn interest, generally tax-deferred, and can provide you with a stream of income. This type of policy is meant to protect you from outliving your income. We will help you find the right coverage, as well as explain the limitations and benefits of annuities insurance.

Health Insurance

Health insurance coverage helps pay for surgical or medical expenses and is often included as part of an employer's benefit package. Health insurance either reimburses you for the expenses incurred or pays for the care directly. Our agents will work with you to determine what coverage you need, and what type of plan best suits your needs, lifestyle, and family.

Long Term Care Insurance

A long term care policy can help safeguard your retirement investments in the event you can no longer care for yourself. This type of insurance is intended to help cover long-term care services and support for personal and custodial care either in your own home or in state-licensed nursing homes. Long term care insurance may also cover services such as respite and alternate care, as well as assisted living communities and adult daycare centers.



Business Insurance

As a business owner, you know the importance of maintaining company integrity and stability. Our selection of business insurance options will help you make sure your business is well protected and safe. Our commercial insurance plans include:

Commercial Property Insurance

In the event your property is stolen, damaged, or lost commercial property insurance is designed to protect your business. This type of policy is used across industries and provides protection similar to property protections for consumers.

Commercial Auto Insurance

Kurth Agencies, Inc has the right commercial auto insurance for your business whether you are insuring a fleet of vans, delivery trucks, or a single vehicle. We've got you covered.

General Liability Insurance

General liability insurance provides financial protection no business owner can be without. This includes coverage for liability issues resulting from property damage, negligence, advertising, and personal injury.

Workers Compensation

Worker's Compensation is dual purposed: it protects you just as much as it protects your employees. It serves two purposes: it protects your business from lawsuits from injured workers, and assure that any injured workers receive medical care and compensation for a portion of their lost income from being out of work. We will help you design a policy that gives you appropriate coverage for you and your business.

Group Health Insurance

Offering group health insurance benefits is an almost essential part of a company's benefits package. Not only can it save you money, it can keep your employees loyal. It also helps your employees have better access to healthcare, which means they can stay healthier.

Insurance Plans You Can Trust

Since 1883, Kurth Agencies, Inc. has been a trusted name in insurance in Westland, MI and beyond. We are proud to offer a full range of personal and commercial insurance options across the greater Detroit metropolitan area.

For more information about our insurance offerings, questions about coverage options, or to schedule an appointment, please give us a call at (734) 425-8300.